Privacy Policy

Last Updated: 05.02.24

This Privacy Policy describes how Moai Money (“we”, “us”, or “our”) collects, uses, and shares information about you when you use our website, mobile application, and services (collectively, the “Services”). We are committed to protecting your privacy and ensuring that your personal information is handled in a safe and responsible manner.

1. Information We Collect

We collect information about you in various ways when you use our Services. This includes:

Personal Information: We collect personal information you provide to us, such as your name, email address, and any other information you choose to provide.
Financial Information: When you create a group savings plan, we may collect financial information related to your savings goals, contributions, and transactions.
Usage Information: We automatically collect information about your interactions with our Services, including the pages you visit, the links you click, and other actions taken within our services.
Device and Location Information: We may collect information about the device you use to access our Services, including the hardware model, operating system, and IP address. We may also collect location information if you permit our app to access your location.

2. How We Use Your Information

We use the information we collect about you for various purposes, including to:

Provide, maintain, and improve our Services;
Help you create and manage your group savings plans;
Communicate with you about your account, our Services, and other updates;
Monitor and analyze trends, usage, and activities in connection with our Services;
Detect, investigate, and prevent fraudulent transactions and other illegal activities;
Personalize your experience with our Services; and
Comply with legal obligations.

3. Sharing Your Information

We may share your information with third parties in the following circumstances:

With Service Providers: We may share your information with third-party service providers who perform services on our behalf, such as hosting, data analysis, payment processing, and customer service.
For Legal Reasons: We may share your information if we believe it is necessary to comply with a legal obligation, protect the rights, property, or safety of Moai Money, our users, or others, or as part of a legal process.
With Your Consent: We may share your information for any other purposes disclosed to you with your consent.

4. Your Choices and Rights

You have certain choices and rights regarding your personal information, including the right to:

Access, update, or delete the information you have provided to us;
Opt-out of receiving promotional communications from us;
Request that we restrict the processing of your personal information; and
Withdraw your consent at any time where we rely on your consent to process your personal information.

5. Data Security

We implement reasonable security measures to protect the security of your information and to prevent unauthorized access, use, or disclosure. However, no security measures are perfect or impenetrable, and we cannot guarantee the security of your information.

6. Children's Privacy

Our Services are not directed to children under the age of 13, and we do not knowingly collect personal information from children under 13. If we learn that we have collected personal information from a child under 13, we will take steps to delete such information from our files as soon as possible.

7. Changes to This Privacy Policy

We may update this Privacy Policy from time to time. We will notify you of any changes by posting the new Privacy Policy on our website and updating the “Effective Date” at the top of this Privacy Policy.

8. Contact Us

If you have any questions about this Privacy Policy or our privacy practices, please contact us at:
Moai Money
232 Pike Street
San Diego, CA 92128
By using our Services, you consent to the collection, use, and sharing of your information as described in this Privacy Policy.