Terms & Conditions

Last Updated: 05.02.24

Welcome to Moai Money! By accessing or using our services, you agree to be bound by these Terms and Conditions (T&C). Please read them carefully.

1. Acceptance of Terms

By joining Moai Money, setting goals, and participating in group savings, you acknowledge that you have read, understood, and agreed to these T&C.

2. Eligibility

You must be at least 18 years old to use Moai Money. By agreeing to these T&C, you represent and warrant that you are of legal age.

3. User Accounts

To join a Moai and use our services, you may need to register and create an account. You are responsible for maintaining the confidentiality of your account and password.

4. Group Savings

  • Setting Goals: Users can set savings goals collectively with friends and family.
  • Contributions: All group members agree to contribute towards the set goals as per the agreed terms within the group.
  • Withdrawals: Funds can be withdrawn as per the group’s collective decision, adhering to the goal’s purpose.

5. User Conduct

Users are expected to interact respectfully and responsibly. Harassment, fraud, or misuse of the service will result in immediate account termination.

6. Financial Transactions

Moai Money is not a bank. We facilitate group savings among users. We are not responsible for the management of individual or group funds.

7. Privacy

Moai Money is not a bank. We facilitate group savings among users. We are not responsible for the management of individual or group funds.

8. Disclaimers

Moai Money services are provided “as is.” We do not guarantee that the service will meet your specific needs or be available uninterrupted.

9. Limitation of Liability

Moai Money shall not be liable for any direct, indirect, incidental, special, consequential, or exemplary damages resulting from your use of our services.

10. Amendments to T&C

We reserve the right to modify these T&C at any time. Your continued use of the service after such changes constitutes your acceptance of the new T&C.

11. Governing Law

These T&C shall be governed by the laws of the state of California, without regard to its conflict of law provisions.

12. Contact Us

For any questions or concerns regarding these T&C, please contact us at:
Moai Money
232 Pike Street
San Diego, CA 92128